A home lift can cost anywhere from £15,000 to £50,000 or more, which puts it out of reach for many homeowners. However, there are several grants and funding options available in the UK that can significantly reduce the cost, particularly if you or a household member has a disability or mobility limitation.
Disabled Facilities Grant (DFG)
The most widely available funding for home lifts is the Disabled Facilities Grant, administered by local councils in England. The DFG is a means-tested grant that helps disabled people pay for adaptations to their home, including the installation of lifts.
Key details
- Maximum amount: up to £30,000 in England (higher amounts may be available in Wales and Northern Ireland)
- Means-tested: your income and savings are assessed, though the test does not apply if the adaptation is for a child
- Eligibility: you must be registered disabled or have a condition that substantially limits your mobility. An occupational therapist assessment is usually required
- Application: apply through your local council’s housing or environmental health department
- Timeline: the process can take several months from application to completion
It is worth noting that the DFG may not cover the full cost of a home lift, particularly for premium models or complex installations. However, it can make a substantial contribution.
Local Authority Top-Up Funding
Some local authorities offer additional discretionary funding on top of the DFG. This varies significantly by area, so it is worth asking your council whether any supplementary grants or loans are available for home adaptations.
Charitable Grants
Several UK charities offer grants for home adaptations, including lifts. These can sometimes be used alongside a DFG to cover any shortfall. Notable charities include:
- Turn2us (turn2us.org.uk) — a charity that helps people access grants and benefits
- The Family Fund — for families with disabled children
- Independence at Home — specifically for home adaptations
- Local disability charities — many areas have regional charities that offer small grants
VAT Relief
If you are disabled or have a long-term illness, you may be eligible for VAT relief on the supply and installation of a home lift. This means you pay 0% VAT instead of the standard 20%, which can save thousands of pounds on the total cost.
To qualify, you need to provide a declaration of eligibility to the supplier. The supplier should be able to advise you on the process.
Home Improvement Loans
Some local authorities and housing associations offer low-interest or interest-free loans for home improvements, including accessibility adaptations. These are typically available to homeowners on lower incomes who do not qualify for a full DFG.
Equity Release and Lifetime Mortgages
For older homeowners, equity release products can provide funds for home adaptations without requiring monthly repayments. However, these products carry significant financial implications, and you should always seek independent financial advice before proceeding.
How to Apply
The best starting point is to contact your local council’s housing team and request an occupational therapy assessment. The OT will assess your needs and recommend appropriate adaptations, which strengthens your case for grant funding.
You can also request a free quote through our website to understand the likely cost before applying for funding.